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Bamberger, Brancato & Spalding, PSC
Owensboro Kentucky Law Firm

Experienced Bankruptcy Creditor Representation

If you are owed money by an individual or business which has filed for Chapter 7, Chapter 13 or Chapter 11 bankruptcy in Kentucky, you need an experienced local bankruptcy lawyer to represent your interests. Kentucky bankruptcy courts act quickly, so it is important for creditors to act fast in response to a bankruptcy filing.

Creditors are required to attend certain meetings, proceedings and administrative hearings which can take time and money away from you. Bamberger, Brancato & Spalding, PSC, can represent you at these events, file proofs of claims, deal with adversary proceedings and defend preference claims on your behalf.

Adversary Proceedings

As a creditor, you may wish to challenge or object to a debtor's filing of bankruptcy. In such cases it is necessary to not contact the client, as any communication with the petitioner could result in penalties. Instead, it is necessary to hire an attorney who can represent you at the Meeting of Creditors, or "341" meeting, and make a case for your objection. You can ask for assets to be liquidated to pay the debt and draw the petitioner into an adversary proceeding.

Bamberger, Brancato & Spalding, PSC, has represented creditors from a number of states in Kentucky bankruptcy proceedings including creditors from Tennessee, Ohio and Delaware.

Reaffirmation Agreements

Sometimes debtors who have filed for bankruptcy are willing to sign a reaffirmation agreement. Such an agreement between you and your debtor would recommit their debt to you, while you are able to rescind any need to repossess the item(s) in question. Reaffirmation agreements benefit both you and your debtor as they can begin to rebuild their credit while you are still owed the original sum loaned to them. Our firm prepares and reviews reaffirmation agreements.

Contact Us

As a firm that handles business contracts and bankruptcy filings, we are uniquely aware of the intricacies that come with reclaiming debt. Let our firm help you recover what you are owed by calling 270-926-4545 (Owensboro) or 270-273-2000 to set up a no-charge consultation. Or contact us online today — if your debtor has recently filed a bankruptcy petition, you must act quickly to protect your rights.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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