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You may be eligible for Social Security Disability benefits if you are unable to work due to a medical condition or an injury. However, first you have to meet the criteria that the Social Security Administration has set. The application process for Social Security...
When it comes to tough discussions, talking about divorce may feel like one of the most intimidating conversations you could ever have with your children. However, it does not mean you cannot handle it smoothly and respectfully. Being open and honest, while still...
Worker’s compensation is a confusing system. Your employer must buy the insurance and manage the coverage, but it does so under the guidance of the state. The Insurance Information Institute explains workers’ compensation is not a state program, but it is a state...
If you are in debt and unable to keep up with payments, you are already under a lot of stress. Unfortunately, you may also be facing constant calls from aggressive collectors. While creditors have the right to call you about your debts, they must follow strict...
Children feel the stress and tension in the household when family dynamics change during a Kentucky divorce. As you and your ex begin divvying up assets, you may wonder whether to keep or sell the family home. Some people feel pressure to get everything decided...
As the last few months showed, debt can become overwhelming and there may be sudden financial reverses. A Chapter 13 bankruptcy is one option that allows you to pay off debt with your earnings over a few years under a court approved plan. Leaving this protection early...
Parents in Owensboro love their children equally, whether they are girls or boys. So it may be shocking to learn that research suggests that the gender of a married couple's children seems to affect the chances that the couple will get divorced. Specifically, parents...
Many people who have insurmountable debt avoid filing for bankruptcy because they worry about losing their homes. In fact, Kentucky bankruptcy law allows individuals to retain a primary residence and other exempt assets. Understanding these exemptions can help inform...
Bankruptcy is often considered an option of last resort for individuals with insurmountable debts. However, Kentucky residents should be aware that bankruptcy is a legal process that allows people to pay off their creditors, eliminate their debts, and wipe their...
When spouses have joint children upon divorce, custody can be determined by either a parenting agreement or court order. If by a parenting agreement, the parents have often separated amicably and created an agreement between themselves or have established the...