Bamberger, Brancato & Cureton, PSC
Owensboro and Calhoun Kentucky Law Firm

Owensboro Legal Blog

Understanding the importance of reaffirmation agreements

After months or years of attempting to secure payments, it is discouraging to hear that a debtor has filed for bankruptcy. Once the debtor has filed for bankruptcy the creditor can no longer contact them to secure money owed. It may even mean they will never secure those payments altogether. However, finance companies, mortgage companies and other secured creditors have another option: reaffirmation agreements.

A reaffirmation agreement keeps the debtor liable for their debt after the bankruptcy period is complete. Once the discharge is issued, the creditor can file a lawsuit against the debtor. Reaffirmation agreements only work for Chapter 7 bankruptcy. However, it is important that a creditor hires an attorney to complete a reaffirmation agreement.

Disability after 50? Qualifying for SSDI is easier as we age

None of us over 50 likes to think of ourselves as being advanced in age. Being referred to as “over the hill” is not generally something we find amusing, even if we may make occasional remarks about our various aches and pains being age-related.

The Social Security Administration (SSDI), however, gives us good reason to be thankful for being over the half-century mark.

What you need to consider if you’re thinking about divorce

Divorce is not something to take lightly. Deciding to end your marriage is a difficult and painful decision, even when it is the right one.

If you and your spouse are thinking about divorce or preparing to begin the divorce process, there are important steps to take to ensure a smooth outcome.

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