Bamberger, Brancato & Cureton, PSC
Owensboro and Calhoun Kentucky Law Firm

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Understanding the importance of reaffirmation agreements

After months or years of attempting to secure payments, it is discouraging to hear that a debtor has filed for bankruptcy. Once the debtor has filed for bankruptcy the creditor can no longer contact them to secure money owed. It may even mean they will never secure those payments altogether. However, finance companies, mortgage companies and other secured creditors have another option: reaffirmation agreements.

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